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About Us

We are a third-generation agency. The agency began in 1984 by Herb Harris, our father, and became a third-generation agency with the addition of Kristen Sullivan in 2022. We look forward to continuing the great service that our father started in 1984 after having 25 years in the insurance business with a captive company. We have the ability to give you multiple quotes from multiple companies.

Our agency won our 40th Key Award with Pekin Insurance for Life Insurance Sales in 2022. We were also named Underwriter of Merit with Pekin Insurance for 2022. This is an award that we have won every year since 1984.

We provide auto, home, life, and business insurance for all of Illinois. Harris Insurance Group is prepared to provide you with a no-cost, no-obligation review, and comparison of your insurance needs. 

Give us a call TODAY!  

An Independent Advantage

We are Independent Agents in Mount Carmel, Illinois, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Harris Insurance Group represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Customer Reviews

Think I had this insurance company since I was 18...

Kelly H

Very friendly staff.

Kristen K

Mike is great to work with.

Lesley H
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